Credit Risk Analyst Job Vacancy in Beitbridge, Zimbabwe – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Ecobank Zimbabwe

Location: Beitbridge, Zimbabwe

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: SSP 250,000 – SSP 400,000 per month

Vacancies:1

Company Overview

Ecobank Zimbabwe is a leading pan-African banking institution with a strong footprint across the continent. Operating under the umbrella of the Ecobank Group, the bank delivers innovative financial solutions to individuals, SMEs, and large corporations. With a commitment to financial inclusion, Ecobank Zimbabwe supports economic growth in Zimbabwe and the broader Southern African region. The bank’s robust digital platforms, extensive branch network, and customer‑centric culture make it a top employer for professionals seeking dynamic career opportunities. As part of its expansion strategy, Ecobank continues to invest in talent that can drive risk‑aware decision making, ensuring sustainable growth and compliance with regulatory standards. This role contributes directly to the bank’s mission of delivering secure and reliable banking services, aligning with the growing demand for skilled professionals in Zimbabwe Jobs and Jobs in Zimbabwe.

Job Overview

The Credit Risk Analyst will join the Credit Risk Management department to assess, monitor, and mitigate credit exposures across the bank’s loan portfolio. Reporting to the Credit Risk Manager, the analyst will conduct thorough financial analysis, prepare risk reports, and support the development of credit policies. This position offers a unique opportunity to work in a fast‑paced environment, collaborating with relationship managers, underwriting teams, and senior executives. The role is essential for maintaining the bank’s risk appetite and ensuring compliance with both internal standards and external regulatory requirements. For more information about Ecobank Zimbabwe and its career opportunities, visit Zimbabwe Job Search.

Key Responsibilities

• Analyze financial statements, cash flow projections, and credit histories to evaluate borrower creditworthiness.
• Prepare detailed credit risk assessment reports and present findings to senior management.
• Monitor existing loan portfolios for early warning signs of credit deterioration.
• Assist in the development and refinement of credit risk policies and scoring models.
• Collaborate with relationship managers to structure loan terms that align with risk appetite.
• Ensure compliance with Basel III guidelines and local regulatory frameworks.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for report preparation and stakeholder interaction.
• Proficiency in MS Excel, PowerPoint, and credit risk software tools.
• Attention to detail and ability to work under tight deadlines.
• Understanding of banking regulations and risk management principles.
• Team‑player mindset with a proactive approach to problem solving.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Applicants should possess 3 to 5 years of experience in credit analysis, risk assessment, or related roles within the banking or financial services sector. Prior exposure to corporate lending and portfolio monitoring is highly valued.

Salary

The compensation package ranges from SSP 250,000 to SSP 400,000 per month, commensurate with experience and qualifications. Performance‑based bonuses may be awarded annually.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Employee assistance program and wellness initiatives.
• Opportunities for career advancement and internal mobility.

Training

• On‑boarding program covering bank policies, systems, and compliance.
• Continuous professional development workshops and e‑learning modules.
• Access to industry conferences and certification support.
• Mentorship from senior risk management professionals.

Working Environment

Ecobank Zimbabwe offers a collaborative and inclusive workplace where diversity is celebrated. The Beitbridge office provides modern facilities, reliable IT infrastructure, and a supportive team culture that encourages innovation and professional growth.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal. Shortlisted applicants will be contacted for a preliminary interview, followed by technical assessments and final discussions with senior management.

Equal Opportunity Statement

Ecobank Zimbabwe is an equal opportunity employer. We welcome applications from all qualified individuals regardless of gender, race, religion, age, disability, or any other protected characteristic. Our commitment to diversity ensures a vibrant and dynamic workforce.