Insurance Claims Underwriter Job Vacancy in Murewa, Zimbabwe – Insurance

Job Description

Position: Insurance Claims Underwriter

Company: Zimnat Insurance

Location: Murewa, Zimbabwe

Experience: 3-5 years in insurance underwriting or claims assessment

Education: Bachelor’s degree in Finance, Business Administration, or related field

Employment Type: Full-time

Industry: Insurance

Department: Underwriting

Salary: SSP 300,000 – SSP 500,000 per month

Vacancies:1

Company Overview

Zimnat Insurance is a leading insurance provider in Zimbabwe, offering a comprehensive range of life, health, motor, and commercial insurance solutions. With a legacy spanning over three decades, Zimnat has built a reputation for financial stability, innovative product development, and a customer‑centric approach. The company operates across the nation, supporting local communities through corporate social responsibility initiatives and contributing to the growth of the Zimbabwean economy. As part of its commitment to excellence, Zimnat continuously invests in technology, talent development, and risk management practices, making it an attractive employer for professionals seeking long‑term career growth. This role offers a unique opportunity to join a dynamic team that values integrity, collaboration, and continuous improvement, positioning you at the forefront of the insurance industry in Zimbabwe.

Job Overview

The Insurance Claims Underwriter will be responsible for evaluating, pricing, and managing insurance claims portfolios, ensuring that risk exposure aligns with Zimnat’s underwriting guidelines. You will work closely with the claims department, actuaries, and sales teams to develop underwriting strategies that balance profitability with customer satisfaction. This position plays a critical role in safeguarding the company’s financial health while delivering high‑quality service to policyholders. For more information about Zimnat’s career opportunities, visit the main website at https://zimbabwejobsearch.com/. This job vacancy in Zimbabwe is part of Zimnat’s ongoing hiring in Zimbabwe, reflecting the company’s commitment to expanding its talent pool and supporting employment in the region.

Key Responsibilities

• Assess and underwrite insurance claims across various lines, including motor, property, and commercial.
• Analyze risk factors, loss histories, and policy terms to determine appropriate coverage limits and premiums.
• Collaborate with claims adjusters to verify claim validity and ensure accurate documentation.
• Develop and maintain underwriting guidelines that reflect market trends and regulatory requirements.
• Prepare detailed underwriting reports and present recommendations to senior management.
• Monitor portfolio performance, identify emerging risks, and recommend corrective actions.
• Maintain strong relationships with brokers, agents, and internal stakeholders to facilitate smooth claim processing.

Required Skills

• Strong analytical and quantitative abilities with a keen eye for detail.
• Excellent communication and negotiation skills.
• Proficiency in underwriting software and Microsoft Office Suite.
• Ability to interpret complex policy language and regulatory frameworks.
• Effective time management and ability to prioritize multiple tasks.
• Team‑oriented mindset with a collaborative approach.

Education

A Bachelor’s degree in Finance, Business Administration, Risk Management, or a related discipline is required. Professional certifications such as Chartered Insurance Institute (CII) qualifications are advantageous but not mandatory.

Experience

Applicants must have 3‑5 years of proven experience in insurance underwriting, claims assessment, or risk analysis, preferably within the African insurance market. Experience with commercial lines and exposure to regulatory compliance will be considered a strong asset.

Salary

The compensation package ranges from SSP 300,000 to SSP 500,000 per month, commensurate with experience and qualifications. The package includes performance‑based bonuses and other incentives aligned with company goals.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Professional development allowance.
• Employee assistance program.

Training

• On‑boarding program covering Zimnat’s underwriting policies and systems.
• Continuous learning opportunities through workshops, webinars, and industry conferences.
• Mentorship from senior underwriters and risk managers.

Working Environment

Zimnat offers a modern office environment in Murewa with flexible working arrangements, including occasional remote work options. The culture promotes teamwork, innovation, and a strong focus on work‑life balance, ensuring employees feel valued and motivated.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the Zimnat Careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews. Zimnat is an equal opportunity employer and encourages applications from all qualified individuals.

Equal Opportunity Statement

Zimnat Insurance is committed to fostering an inclusive workplace. We welcome applicants of all genders, ages, ethnicities, religions, and abilities. Our hiring practices are based solely on merit, qualifications, and business needs, ensuring fair and unbiased employment in Zimbabwe.